Copyright 2019 Center Street Lending. 

All Rights Reserved. CFL License No. 60DBO-57755 | AZ MBL# 0930263 

Real Estate Broker - CA Bureau of Real Estate - License #01883377 | NMLS 905781


Who are Fix & Flip Loans Suited For?

Center Street Lending Fix & Flip loans are exclusively for non-owner occupied residential real estate properties that are rehabbed and sold. Or, held and rented. These loans are Portfolio Loans that are not connected to any Government Agency

Property Types We Fund

We lend on single-family residence, 2 to 4 units, townhomes, planned unit developments, or condominiums. All properties must be non-owner occupied. Foreign nationals are subject to a lower loan to cost (LTC) and loan to value (LTV) thresholds.

How do Fix & Flip Loans Work?

We fund into LLC's with borrowers who have completed at least 2 properties in the past 12 months. Underwriting is based on predicate experience, credit, background and capital liquidity. Our focus is to understand your business.

We require a minimum score of 650+ and a $100,000 loan amount. All of our loans are serviced and underwritten in-house, for a 7 to 10 business day closing time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Fix & Flip Program Criteria

To get a Fix and Flip loan started you will need:

  • 3+ Fix & Flips completed in the last 24 months

  • A 650+ minimum score

  • $100,000 up to $2,500,000 non-owner occupied property

  • 2 months of recent bank statements

  • Score and background check

  • Terms

    • Max LTV 85% on purchase or 100% rehab

    • Rates from 8.25%

    • 6 to 18 month flexible terms

    • No prepayment penalty

Fix & Flip Loans

Let us help you reach your full potential as an investor


I appreciate how professional the staff at Center Street has been. Even when things got a bit difficult, as they do during rehab projects, it was always a pleasure to speak with everybody at the office. 

Jeremy D.

Here's what our clients think of us

There is no way I would have been able to close on my purchase in the time I did if it wasn't for Center Street's rapid funding. They were quick and efficient right down to every detail.

Murrieta, CA