Copyright 2019 Center Street Lending. 

All Rights Reserved. CFL License No. 60DBO-57755 | AZ MBL# 0930263 

Real Estate Broker - CA Bureau of Real Estate - License #01883377 | NMLS 905781

 


Who are Bridge Loans Suited For?

Our bridge loan program is for seasoned investors who need a bridge loan to close quickly on a property.

Property Types We Bridge Fund

We lend on single-family residence, 2 to 4 units, townhomes, planned unit developments (PUDs), or condominiums. All properties must be non-owner occupied. Foreign nationals are subject to reduced loan to cost (LTC) and loan to value (LTV) thresholds.

How do Bridge Loans Work?

We fund into LLC's with borrowers who have completed at least 1 property in the past 12 months. Underwriting is based on predicate experience, credit, background and capital liquidity. Our focus is to understand your business.


We require a minimum score of 650+ and a $100,000 loan amount. All of our loans are serviced and underwritten in-house, making for a 7-10 business days funding time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Bridge Program Criteria

To get a Bridge Loan started you will need:


  • A minimum of 1 stabilized property in the last 12 months

  • A 650+ minimum score

  • $150,000 up to $2,500,000 non-owner occupied property

  • 2 months of recent bank statements

  • Score and background check


Terms

  • Must be rent ready

  • Up to 75% LTV

  • Rates starting at 8.25%

  • 6 to 12 month flexible terms

  • No prepayment penalty

Bridge Loans

Let us help you reach your full potential as an investor

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I appreciate how professional the staff at Center Street has been. Even when things got a bit difficult, as they do during rehab projects, it was always a pleasure to speak with everybody at the office. 

Jeremy D.

Here's what our clients think of us

There is no way I would have been able to close on my purchase in the time I did if it wasn't for Center Street's rapid funding. They were quick and efficient right down to every detail.

Murrieta, CA